MorCap Funding
Your Working Capital Source
Our top professionals are ready to help with your business. We deliver solutions using our proven winning formula consisting of expertise.
Capital for your next move
Choose the funding solution that fits your needs. Multiple programs for all business types.
Flexible revolving credit
Access funds as needed and pay interest only on what you use. Repay your balance to restore your available credit for cash flow gaps and unforeseen expenses.
Same-day funding available • Options with no minimum time in business or revenue requirements
A lump sum upfront
Finance an expansion, equipment purchase or specific project with a fixed amount of capital, repaid in regular installments over a set term.
Fixed or variable rates • Terms from a few months to several years
Up to $5.5 million
Government-backed financing through SBA-approved lenders for expansion, acquisitions, commercial real estate and refinancing. Funding specialists guide your application.
SBA 7(a): up to $5 million • SBA 504: up to $5.5 million • SBA Express: up to $500,000
Finance your next upgrade
Spread the cost of machinery, technology and vehicles over manageable installments, keeping your cash available for other business priorities.
Equipment purchased by the lender • Repayment over a fixed period
Draw. Repay. Reuse.
This option delivers on-demand working capital through a flexible revolving line. Reuse your credit without reapplying and pay interest only on what you draw.
For cash flow gaps, payroll and timely opportunities • Builds relationships with major banks
Commercial & investment property
Purchase, refinance or leverage property with financing that considers rental income, property value and your exit strategy—not just personal income.
DSCR / rental • Fix & flip • Bridge • Construction • Cash-out refinance • HELOC
Day-to-day business funding
Short-term financing for payroll, inventory, rent and immediate operating needs, with swift disbursement and concise repayment timelines.
For seasonal swings and routine expenses • Not intended for large long-term acquisitions
Turn invoices into cash
Unlock cash from outstanding invoices. Receive a percentage upfront, then the remaining balance, less a factoring fee, once your customers pay.
Outstanding invoices as collateral • Collections handled by the factoring company
Financing terms, rates and approvals depend on your business profile and the funding provider. Offerings and eligibility vary by lender; funding is not guaranteed.
Get funded in 3 simple steps
Complete your application or call 646-785-1449. No obligation — get started today.
Our funding specialists review your profile and match you with the best program. Decisions in as little as minutes.
Once approved, funds are deposited directly to your account. Same-day and next-day options are available on many programs.
Requirements vary by program. Our specialists match you with programs you qualify for.
Credit and eligibility requirements depend on the financing program and lending partner.
Business line of credit options include programs with no minimum time in business.
Some business line of credit options have no revenue requirements. Other programs vary by lender.
Required documents depend on the program: equipment details, property information or outstanding invoices may be considered.
Serving business owners in all 50 states. Apply online from anywhere in the United States.
Speak with a funding specialist at no cost. Call 646-785-1449 or start your application.
Know a business owner who needs funding? Refer them to MorCap Funding and earn commissions when they get funded.